Regulatory Status

Professional Investor Eligibility

Aequitas is a securitisation vehicle established under Luxembourg law, available exclusively to professional and sophisticated investors as defined under MiFID II Directive 2014/65/EU.

Who qualifies?

Category A — Automatically qualify

Per Se Professional Clients

Entities that qualify by nature of their regulatory authorisation or business type.

✓

Credit institutions and investment firms authorised under EU law

✓

Insurance and reinsurance undertakings

✓

Collective investment undertakings and their management companies

✓

Pension funds and their management companies

✓

National and regional governments managing public debt

✓

Central banks and supranational institutions (IMF, ECB, World Bank, EIB)

✓

Other institutional investors whose principal activity is investment in financial instruments

Category B — Opt-up

Elective Professional Clients

Individuals or smaller companies that may opt up to professional status by meeting the criteria below.

Company size

Meets at least two of: balance sheet ≥ €20m, net turnover ≥ €40m, or own funds ≥ €2m

Portfolio size

Portfolio of financial instruments (including cash deposits) exceeding €500,000

Professional experience

Worked in a financial sector role requiring knowledge of complex instruments for at least one year

Transaction history

Significant transactions on financial markets at a frequency of at least 10 per quarter for the preceding four quarters

Luxembourg Law

Why professional investors only?

Aequitas operates as a securitisation vehicle under the Luxembourg Securitisation Act of 22 March 2004 (as amended). The instruments we issue are characterised as complex products under MiFID II.

Offering these to retail investors would require a full EU Prospectus (Regulation 2017/1129) and extensive retail distribution approvals — a regulatory pathway incompatible with Aequitas's current structure.

Governing law

Grand Duchy of Luxembourg

Supervisory authority

CSSF

EU framework

MiFID II / Securitisation Act 2004

Investor category

Professional & Sophisticated only

Retail access

Not available

Common questions

I am a high-net-worth individual — do I qualify?

Potentially. If your portfolio of financial instruments (including cash deposits) exceeds €500,000 and you have relevant professional experience or a history of regular trading activity, you may qualify as an elective professional client. Please contact us to discuss your specific circumstances.

Does Aequitas accept retail investors?

No. As a securitisation vehicle under Luxembourg law, Aequitas issues instruments characterised as complex products under MiFID II. Offering these to retail investors would require a full prospectus under EU Prospectus Regulation 2017/1129 and extensive retail distribution approvals. We exclusively serve professional and sophisticated investors.

Is Aequitas regulated?

Aequitas operates as a securitisation vehicle under the Luxembourg Securitisation Act of 22 March 2004 (as amended). Luxembourg is an EU member state with a mature financial regulatory environment supervised by the CSSF (Commission de Surveillance du Secteur Financier).

How do I confirm my eligibility?

During onboarding on our DigiShares investor platform you will complete a suitability and appropriateness assessment and provide documentation confirming your professional investor status. Our team reviews all applications individually before granting access to investment products.

What documents will I need to provide?

Typically: proof of identity (passport/ID), proof of address, evidence of professional investor status (e.g. portfolio statement, professional qualification, employment letter), and AML/KYC documentation as required under Luxembourg law.

Not sure if you qualify?

Our investor relations team can help assess your eligibility and walk you through the onboarding process.

Contact Investor Relations

Capital at risk. This page is for information purposes only and does not constitute investment advice or a financial promotion. Please consult independent legal counsel regarding your eligibility.